Table of contents:
- Microcredit: a convenient product when money is needed urgently
- How to choose a service for obtaining a loan via the Internet
Video: How to choose microloans in Ukraine: rates, amounts, conditions
2024 Author: Richard Flannagan | [email protected]. Last modified: 2024-01-15 02:26
Microloans are one of the few segments of lending that allows you to receive money immediately after applying, literally in a few minutes. You just need to choose a service with good conditions.
Microcredit: a convenient product when money is needed urgently
Microcrediting is a developed segment operating in the legal field, subject to Ukrainian laws. Formal contracts are concluded with clients. A feature of these products is the minimum requirements for borrowers, a high speed of consideration of applications and the issuance of loans 24/7.
Why do people turn to microcredit services
The main advantages are speed and receiving money remotely. The borrower can be wherever it is convenient, ordering money from home, on the way to work, from the office or while at the dacha.
It is very simple to take out a loan online, the algorithm is as follows:
Fill out a simple form and register the card (confirm that it belongs to you).
Receive the ordered amount on the card.
The first loan from KF is issued at a minimum interest rate of 0.1%. In fact, this is a free loan, with the help of which the microcredit service attracts new customers.
You can repay the loan in different ways, check this point in advance on the MFO website. After registration, you will get access to your personal account on the service, information about the current loan will be indicated here.
How to choose a service for obtaining a loan via the Internet
Make sure that the company is licensed and included in the register of financial organizations in Ukraine. Take a look at interest rates. Check what products the company offers. It can be both small loans (UAH 1-4 thousand) and larger loans - UAH 10-15 thousand. Usually, the limit increases over time, after the borrower repays the first microloan on time. Loan term - 30 days.
Requirements for clients
Microcredits are issued to adult citizens of Ukraine (over 18 years old). You need to have a mobile phone (it will receive a code to sign the contract), a personal bank card and access to the Internet.
What else to consider when choosing an MFI
Explore information about the service, including:
the speed of consideration of the application;
availability of shares (including the possibility of applying for the first microcredit at 0.1%);
A reliable company will help you get a credit card quickly and on transparent terms. Having confirmed their trustworthiness, in the future the client can receive money even faster and count on large sums.
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